Call reports 2013
VIRGINIA PARTNERS BANK — 2013
What VIRGINIA PARTNERS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 207,364,000 | 218,017,000 | 227,031,000 | 236,248,000 |
| Total loans | 166,510,000 | 169,953,000 | 182,633,000 | 186,238,000 |
| Allowance for loan losses | 2,610,000 | 2,906,000 | 2,943,000 | 2,924,000 |
| Securities available for sale | 32,863,000 | 30,461,000 | 29,034,000 | 27,855,000 |
| Securities held to maturity | 415,000 | 352,000 | 311,000 | 12,525,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,708,000 | 196,185,000 | 204,837,000 | 213,855,000 |
| Interest-bearing deposits | 170,035,000 | 180,573,000 | 187,809,000 | 197,429,000 |
| Noninterest-bearing deposits | 14,673,000 | 15,612,000 | 17,028,000 | 16,426,000 |
| Equity capital | 20,334,000 | 19,963,000 | 20,134,000 | 20,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,287,000 | 4,623,000 | 7,045,000 | 9,526,000 |
| Interest expense | 508,000 | 1,020,000 | 1,546,000 | 2,090,000 |
| Net interest income | 1,779,000 | 3,603,000 | 5,499,000 | 7,436,000 |
| Noninterest income | 53,000 | 102,000 | 152,000 | 202,000 |
| Noninterest expense | 1,421,000 | 2,907,000 | 4,357,000 | 5,999,000 |
| Provision for loan losses | 93,000 | 389,000 | 543,000 | 533,000 |
| Pretax income | 318,000 | 409,000 | 751,000 | 1,131,000 |
| Income tax | 118,000 | 159,000 | 285,000 | 431,000 |
| Net income | 200,000 | 250,000 | 466,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,470,000 | 19,321,000 | 19,530,000 | 20,241,000 |
| Total capital | 21,360,000 | 21,287,000 | 21,654,000 | 22,427,000 |
| Risk-weighted assets | 150,459,000 | 156,376,000 | 169,066,000 | 174,145,000 |