Call reports 2012
VIRGINIA PARTNERS BANK — 2012
What VIRGINIA PARTNERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 195,114,000 | 199,929,000 | 209,370,000 | 209,294,000 |
| Total loans | 148,377,000 | 156,842,000 | 161,923,000 | 164,520,000 |
| Allowance for loan losses | 2,375,000 | 2,503,000 | 2,604,000 | 2,518,000 |
| Securities available for sale | 31,613,000 | 30,420,000 | 32,098,000 | 34,872,000 |
| Securities held to maturity | 755,000 | 662,000 | 590,000 | 503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,711,000 | 177,784,000 | 187,007,000 | 187,085,000 |
| Interest-bearing deposits | 160,632,000 | 162,493,000 | 171,244,000 | 171,343,000 |
| Noninterest-bearing deposits | 13,079,000 | 15,291,000 | 15,763,000 | 15,742,000 |
| Equity capital | 19,194,000 | 19,730,000 | 20,123,000 | 20,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,145,000 | 4,453,000 | 6,733,000 | 9,050,000 |
| Interest expense | 572,000 | 1,141,000 | 1,703,000 | 2,250,000 |
| Net interest income | 1,573,000 | 3,312,000 | 5,030,000 | 6,800,000 |
| Noninterest income | 40,000 | 83,000 | 130,000 | 174,000 |
| Noninterest expense | 1,203,000 | 2,381,000 | 3,641,000 | 5,074,000 |
| Provision for loan losses | 38,000 | 166,000 | 286,000 | 414,000 |
| Pretax income | 557,000 | 1,033,000 | 1,447,000 | 1,700,000 |
| Income tax | 197,000 | 366,000 | 514,000 | 607,000 |
| Net income | 360,000 | 667,000 | 933,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,594,000 | 18,835,000 | 19,179,000 | 19,257,000 |
| Total capital | 20,306,000 | 20,620,000 | 21,026,000 | 21,129,000 |
| Risk-weighted assets | 136,288,000 | 142,092,000 | 146,987,000 | 149,151,000 |