Call reports 2025
FRONTIER BANK — 2025
What FRONTIER BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 338,230,000 | 346,761,000 | 341,477,000 | 341,879,000 |
| Total loans | 225,136,000 | 237,751,000 | 228,358,000 | 232,710,000 |
| Allowance for loan losses | 2,486,000 | 2,586,000 | 2,616,000 | 2,645,000 |
| Securities available for sale | 63,119,000 | 59,614,000 | 60,163,000 | 59,811,000 |
| Securities held to maturity | 38,325,000 | 37,702,000 | 37,460,000 | 37,373,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,450,000 | 312,433,000 | 317,317,000 | 311,391,000 |
| Interest-bearing deposits | 268,504,000 | 281,360,000 | 283,204,000 | 277,493,000 |
| Noninterest-bearing deposits | 32,946,000 | 31,073,000 | 34,113,000 | 33,898,000 |
| Equity capital | 20,747,000 | 20,637,000 | 22,277,000 | 23,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,094,000 | 8,573,000 | 12,995,000 | 17,474,000 |
| Interest expense | 2,077,000 | 4,248,000 | 6,382,000 | 8,457,000 |
| Net interest income | 2,017,000 | 4,325,000 | 6,613,000 | 9,017,000 |
| Noninterest income | 351,000 | 665,000 | 1,031,000 | 1,410,000 |
| Noninterest expense | 1,985,000 | 4,096,000 | 6,223,000 | 8,353,000 |
| Provision for loan losses | 50,000 | 150,000 | 200,000 | 250,000 |
| Pretax income | 378,000 | 753,000 | 1,230,000 | 1,833,000 |
| Income tax | 19,000 | 42,000 | 56,000 | 77,000 |
| Net income | 359,000 | 711,000 | 1,174,000 | 1,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,619,000 | 29,670,000 | 29,833,000 | 30,116,000 |
| Total capital | 32,105,000 | 32,256,000 | 32,449,000 | 32,761,000 |
| Risk-weighted assets | 263,432,000 | 274,272,000 | 264,388,000 | 266,276,000 |