Call reports 2024
FRONTIER BANK — 2024
What FRONTIER BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 340,478,000 | 325,890,000 | 336,385,000 | 328,150,000 |
| Total loans | 211,341,000 | 205,390,000 | 204,270,000 | 214,395,000 |
| Allowance for loan losses | 2,431,000 | 2,436,000 | 2,437,000 | 2,435,000 |
| Securities available for sale | 68,895,000 | 67,787,000 | 68,943,000 | 65,286,000 |
| Securities held to maturity | 38,779,000 | 38,752,000 | 38,505,000 | 38,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,239,000 | 283,554,000 | 292,376,000 | 292,367,000 |
| Interest-bearing deposits | 259,924,000 | 252,595,000 | 256,112,000 | 258,783,000 |
| Noninterest-bearing deposits | 33,315,000 | 30,959,000 | 36,264,000 | 33,584,000 |
| Equity capital | 20,500,000 | 20,550,000 | 21,900,000 | 20,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,996,000 | 8,090,000 | 12,128,000 | 16,155,000 |
| Interest expense | 2,261,000 | 4,623,000 | 6,900,000 | 9,028,000 |
| Net interest income | 1,735,000 | 3,467,000 | 5,228,000 | 7,127,000 |
| Noninterest income | 432,000 | 786,000 | 1,136,000 | 1,496,000 |
| Noninterest expense | 1,801,000 | 3,697,000 | 5,598,000 | 7,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 355,000 | 830,000 | 1,040,000 | 1,576,000 |
| Income tax | 19,000 | 19,000 | 24,000 | 69,000 |
| Net income | 336,000 | 811,000 | 1,016,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,289,000 | 29,462,000 | 29,368,000 | 29,559,000 |
| Total capital | 31,720,000 | 31,898,000 | 31,805,000 | 31,994,000 |
| Risk-weighted assets | 247,383,000 | 247,850,000 | 248,559,000 | 256,702,000 |