Call reports 2023
FRONTIER BANK — 2023
What FRONTIER BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 312,658,000 | 325,457,000 | 320,617,000 | 332,194,000 |
| Total loans | 192,215,000 | 192,960,000 | 197,205,000 | 207,574,000 |
| Allowance for loan losses | 2,339,000 | 2,332,000 | 2,330,000 | 2,431,000 |
| Securities available for sale | 69,223,000 | 77,685,000 | 73,365,000 | 77,802,000 |
| Securities held to maturity | 37,205,000 | 37,174,000 | 36,928,000 | 36,399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,218,000 | 284,875,000 | 278,211,000 | 281,188,000 |
| Interest-bearing deposits | 244,776,000 | 245,221,000 | 242,979,000 | 246,355,000 |
| Noninterest-bearing deposits | 36,442,000 | 39,654,000 | 35,232,000 | 34,833,000 |
| Equity capital | 20,246,000 | 19,642,000 | 17,480,000 | 20,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,309,000 | 6,791,000 | 10,420,000 | 14,327,000 |
| Interest expense | 1,320,000 | 2,905,000 | 4,593,000 | 6,674,000 |
| Net interest income | 1,989,000 | 3,886,000 | 5,827,000 | 7,653,000 |
| Noninterest income | 370,000 | 746,000 | 1,155,000 | 1,506,000 |
| Noninterest expense | 1,803,000 | 3,653,000 | 5,551,000 | 7,240,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 507,000 | 911,000 | 1,363,000 | 1,851,000 |
| Income tax | 27,000 | 47,000 | 69,000 | 85,000 |
| Net income | 480,000 | 864,000 | 1,294,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,915,000 | 28,952,000 | 29,080,000 | 29,253,000 |
| Total capital | 31,349,000 | 31,387,000 | 31,512,000 | 31,685,000 |
| Risk-weighted assets | 232,341,000 | 236,263,000 | 240,966,000 | 249,735,000 |