Call reports 2022
FRONTIER BANK — 2022
What FRONTIER BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 285,901,000 | 279,770,000 | 287,210,000 | 317,842,000 |
| Total loans | 166,914,000 | 168,681,000 | 178,999,000 | 191,933,000 |
| Allowance for loan losses | 2,218,000 | 2,179,000 | 2,171,000 | 2,290,000 |
| Securities available for sale | 68,554,000 | 62,597,000 | 60,828,000 | 68,145,000 |
| Securities held to maturity | 39,461,000 | 37,624,000 | 37,382,000 | 37,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,537,000 | 259,108,000 | 263,468,000 | 292,729,000 |
| Interest-bearing deposits | 228,071,000 | 220,409,000 | 221,576,000 | 245,505,000 |
| Noninterest-bearing deposits | 37,466,000 | 38,699,000 | 41,892,000 | 47,224,000 |
| Equity capital | 19,717,000 | 19,759,000 | 17,826,000 | 19,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,527,000 | 5,261,000 | 8,089,000 | 11,179,000 |
| Interest expense | 313,000 | 670,000 | 1,167,000 | 2,101,000 |
| Net interest income | 2,214,000 | 4,591,000 | 6,922,000 | 9,078,000 |
| Noninterest income | 365,000 | 725,000 | 1,089,000 | 1,670,000 |
| Noninterest expense | 1,668,000 | 3,359,000 | 5,104,000 | 6,783,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 558,000 | 1,564,000 | 2,514,000 | 3,454,000 |
| Income tax | 29,000 | 78,000 | 126,000 | 167,000 |
| Net income | 529,000 | 1,486,000 | 2,388,000 | 3,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,972,000 | 27,829,000 | 28,430,000 | 28,886,000 |
| Total capital | 26,285,000 | 30,136,000 | 30,726,000 | 31,278,000 |
| Risk-weighted assets | 210,736,000 | 216,368,000 | 226,662,000 | 234,970,000 |