Call reports 2021
FRONTIER BANK — 2021
What FRONTIER BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 256,410,000 | 261,526,000 | 271,729,000 | 278,868,000 |
| Total loans | 150,085,000 | 152,653,000 | 158,392,000 | 153,776,000 |
| Allowance for loan losses | 2,250,000 | 2,229,000 | 2,222,000 | 2,217,000 |
| Securities available for sale | 88,474,000 | 98,139,000 | 99,646,000 | 113,297,000 |
| Securities held to maturity | 2,050,000 | 2,050,000 | 1,845,000 | 3,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,127,000 | 231,236,000 | 244,142,000 | 241,313,000 |
| Interest-bearing deposits | 197,899,000 | 197,692,000 | 208,527,000 | 207,168,000 |
| Noninterest-bearing deposits | 33,228,000 | 33,544,000 | 35,615,000 | 34,145,000 |
| Equity capital | 24,482,000 | 25,776,000 | 26,473,000 | 26,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,219,000 | 4,575,000 | 6,969,000 | 9,396,000 |
| Interest expense | 362,000 | 681,000 | 985,000 | 1,299,000 |
| Net interest income | 1,857,000 | 3,894,000 | 5,984,000 | 8,097,000 |
| Noninterest income | 530,000 | 1,271,000 | 2,150,000 | 2,616,000 |
| Noninterest expense | 1,578,000 | 3,131,000 | 4,800,000 | 6,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 754,000 | 2,016,000 | 3,296,000 | 4,242,000 |
| Income tax | 41,000 | 96,000 | 170,000 | 202,000 |
| Net income | 713,000 | 1,920,000 | 3,126,000 | 4,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,587,000 | 22,454,000 | 23,310,000 | 23,799,000 |
| Total capital | 23,762,000 | 24,776,000 | 25,623,000 | 26,112,000 |
| Risk-weighted assets | 173,737,000 | 188,001,000 | 194,403,000 | 198,348,000 |