Call reports 2020
FRONTIER BANK — 2020
What FRONTIER BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 234,099,000 | 248,312,000 | 244,231,000 | 252,717,000 |
| Total loans | 158,337,000 | 161,177,000 | 157,754,000 | 150,154,000 |
| Allowance for loan losses | 2,062,000 | 2,129,000 | 2,267,000 | 2,263,000 |
| Securities available for sale | 63,372,000 | 69,825,000 | 71,504,000 | 81,370,000 |
| Securities held to maturity | 2,250,000 | 2,250,000 | 2,050,000 | 2,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,678,000 | 212,927,000 | 210,780,000 | 220,836,000 |
| Interest-bearing deposits | 163,203,000 | 180,969,000 | 178,501,000 | 187,776,000 |
| Noninterest-bearing deposits | 21,475,000 | 31,958,000 | 32,279,000 | 33,060,000 |
| Equity capital | 19,483,000 | 23,359,000 | 23,860,000 | 24,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,458,000 | 4,977,000 | 7,336,000 | 9,661,000 |
| Interest expense | 630,000 | 1,231,000 | 1,786,000 | 2,203,000 |
| Net interest income | 1,828,000 | 3,746,000 | 5,550,000 | 7,458,000 |
| Noninterest income | 296,000 | 777,000 | 1,241,000 | 1,886,000 |
| Noninterest expense | 1,611,000 | 3,224,000 | 4,831,000 | 6,348,000 |
| Provision for loan losses | 0 | 150,000 | 200,000 | 200,000 |
| Pretax income | 545,000 | 1,292,000 | 1,919,000 | 2,952,000 |
| Income tax | 27,000 | 87,000 | 92,000 | 122,000 |
| Net income | 518,000 | 1,205,000 | 1,827,000 | 2,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,797,000 | 20,209,000 | 20,532,000 | 21,234,000 |
| Total capital | 21,924,000 | 22,370,000 | 22,672,000 | 23,408,000 |
| Risk-weighted assets | 177,609,000 | 172,731,000 | 170,999,000 | 173,726,000 |