Call reports 2019
FRONTIER BANK — 2019
What FRONTIER BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 218,438,000 | 218,167,000 | 220,398,000 | 217,171,000 |
| Total loans | 164,701,000 | 162,238,000 | 157,877,000 | 159,359,000 |
| Allowance for loan losses | 2,053,000 | 2,051,000 | 2,058,000 | 2,067,000 |
| Securities available for sale | 40,771,000 | 40,276,000 | 45,137,000 | 46,980,000 |
| Securities held to maturity | 2,445,000 | 2,445,000 | 2,250,000 | 2,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,139,000 | 193,353,000 | 195,082,000 | 192,730,000 |
| Interest-bearing deposits | 166,378,000 | 171,118,000 | 171,173,000 | 170,076,000 |
| Noninterest-bearing deposits | 20,761,000 | 22,235,000 | 23,909,000 | 22,654,000 |
| Equity capital | 19,547,000 | 19,866,000 | 20,355,000 | 20,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,555,000 | 5,090,000 | 7,664,000 | 10,187,000 |
| Interest expense | 690,000 | 1,418,000 | 2,168,000 | 2,871,000 |
| Net interest income | 1,865,000 | 3,672,000 | 5,496,000 | 7,316,000 |
| Noninterest income | 265,000 | 504,000 | 803,000 | 1,081,000 |
| Noninterest expense | 1,567,000 | 3,212,000 | 4,854,000 | 6,363,000 |
| Provision for loan losses | 40,000 | 300,000 | 300,000 | 91,000 |
| Pretax income | 523,000 | 664,000 | 1,142,000 | 1,940,000 |
| Income tax | 28,000 | 47,000 | 57,000 | 83,000 |
| Net income | 495,000 | 617,000 | 1,085,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,022,000 | 18,868,000 | 19,184,000 | 19,554,000 |
| Total capital | 21,134,000 | 20,981,000 | 21,298,000 | 21,674,000 |
| Risk-weighted assets | 175,217,000 | 174,931,000 | 171,560,000 | 170,956,000 |