Call reports 2018
FRONTIER BANK — 2018
What FRONTIER BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 212,037,000 | 215,326,000 | 217,533,000 | 217,309,000 |
| Total loans | 157,967,000 | 159,231,000 | 161,655,000 | 162,860,000 |
| Allowance for loan losses | 1,864,000 | 1,963,000 | 1,995,000 | 2,006,000 |
| Securities available for sale | 41,311,000 | 44,132,000 | 42,904,000 | 41,263,000 |
| Securities held to maturity | 2,445,000 | 2,445,000 | 2,445,000 | 2,445,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,970,000 | 182,881,000 | 185,641,000 | 184,502,000 |
| Interest-bearing deposits | 158,477,000 | 161,586,000 | 164,940,000 | 159,689,000 |
| Noninterest-bearing deposits | 21,493,000 | 21,295,000 | 20,701,000 | 24,813,000 |
| Equity capital | 18,290,000 | 18,442,000 | 18,389,000 | 18,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,339,000 | 4,721,000 | 7,325,000 | 9,764,000 |
| Interest expense | 528,000 | 1,100,000 | 1,734,000 | 2,389,000 |
| Net interest income | 1,811,000 | 3,621,000 | 5,591,000 | 7,375,000 |
| Noninterest income | 202,000 | 405,000 | 643,000 | 878,000 |
| Noninterest expense | 1,437,000 | 2,971,000 | 4,503,000 | 5,907,000 |
| Provision for loan losses | 100,000 | 200,000 | 250,000 | 290,000 |
| Pretax income | 541,000 | 951,000 | 1,577,000 | 2,230,000 |
| Income tax | 33,000 | 48,000 | 81,000 | 97,000 |
| Net income | 508,000 | 903,000 | 1,496,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,927,000 | 18,071,000 | 18,415,000 | 18,802,000 |
| Total capital | 19,854,000 | 20,096,000 | 20,475,000 | 20,874,000 |
| Risk-weighted assets | 173,677,000 | 172,170,000 | 172,575,000 | 174,811,000 |