Call reports 2017
FRONTIER BANK — 2017
What FRONTIER BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 199,179,000 | 200,153,000 | 205,413,000 | 213,933,000 |
| Total loans | 140,438,000 | 145,919,000 | 148,585,000 | 154,487,000 |
| Allowance for loan losses | 1,530,000 | 1,510,000 | 1,585,000 | 1,792,000 |
| Securities available for sale | 39,179,000 | 40,623,000 | 43,825,000 | 42,608,000 |
| Securities held to maturity | 2,445,000 | 2,445,000 | 2,445,000 | 2,445,000 |
| Trading assets | 1,860,000 | 0 | 0 | 0 |
| Total deposits | 162,171,000 | 161,547,000 | 169,764,000 | 184,802,000 |
| Interest-bearing deposits | 144,068,000 | 143,340,000 | 150,400,000 | 163,273,000 |
| Noninterest-bearing deposits | 18,103,000 | 18,207,000 | 19,364,000 | 21,529,000 |
| Equity capital | 18,022,000 | 18,136,000 | 18,307,000 | 18,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,253,000 | 6,552,000 | 8,841,000 |
| Interest expense | 491,000 | 996,000 | 1,486,000 | 1,970,000 |
| Net interest income | 1,595,000 | 3,257,000 | 5,066,000 | 6,871,000 |
| Noninterest income | 240,000 | 464,000 | 680,000 | 928,000 |
| Noninterest expense | 1,439,000 | 2,908,000 | 4,316,000 | 5,712,000 |
| Provision for loan losses | 17,000 | 17,000 | 107,000 | 307,000 |
| Pretax income | 379,000 | 822,000 | 1,399,000 | 2,081,000 |
| Income tax | 23,000 | 45,000 | 72,000 | 97,000 |
| Net income | 356,000 | 777,000 | 1,327,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,290,000 | 16,961,000 | 17,261,000 | 17,668,000 |
| Total capital | 18,867,000 | 18,519,000 | 18,909,000 | 19,517,000 |
| Risk-weighted assets | 156,314,000 | 162,453,000 | 167,352,000 | 172,902,000 |