Call reports 2016
FRONTIER BANK — 2016
What FRONTIER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 197,673,000 | 197,498,000 | 200,788,000 | 199,870,000 |
| Total loans | 136,847,000 | 134,528,000 | 140,794,000 | 141,200,000 |
| Allowance for loan losses | 1,418,000 | 1,447,000 | 1,482,000 | 1,510,000 |
| Securities available for sale | 40,392,000 | 40,261,000 | 40,276,000 | 39,450,000 |
| Securities held to maturity | 2,445,000 | 2,445,000 | 2,445,000 | 2,445,000 |
| Trading assets | 5,349,000 | 5,442,000 | 5,448,000 | 5,350,000 |
| Total deposits | 155,928,000 | 155,394,000 | 154,681,000 | 156,660,000 |
| Interest-bearing deposits | 138,910,000 | 136,532,000 | 136,680,000 | 138,439,000 |
| Noninterest-bearing deposits | 17,018,000 | 18,862,000 | 18,001,000 | 18,221,000 |
| Equity capital | 17,763,000 | 18,081,000 | 18,100,000 | 17,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,086,000 | 4,199,000 | 6,316,000 | 8,453,000 |
| Interest expense | 521,000 | 1,036,000 | 1,559,000 | 2,087,000 |
| Net interest income | 1,565,000 | 3,163,000 | 4,757,000 | 6,366,000 |
| Noninterest income | 252,000 | 495,000 | 686,000 | 755,000 |
| Noninterest expense | 1,329,000 | 2,714,000 | 4,086,000 | 5,500,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 488,000 | 914,000 | 1,297,000 | 1,961,000 |
| Income tax | 23,000 | 37,000 | 68,000 | 97,000 |
| Net income | 465,000 | 877,000 | 1,229,000 | 1,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,535,000 | 16,697,000 | 16,800,000 | 17,184,000 |
| Total capital | 18,008,000 | 18,203,000 | 18,336,000 | 18,746,000 |
| Risk-weighted assets | 160,101,000 | 158,107,000 | 163,291,000 | 164,840,000 |