Call reports 2015
FRONTIER BANK — 2015
What FRONTIER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 185,321,000 | 189,779,000 | 194,292,000 | 195,550,000 |
| Total loans | 116,484,000 | 121,958,000 | 130,600,000 | 132,820,000 |
| Allowance for loan losses | 1,383,000 | 1,383,000 | 1,404,000 | 1,410,000 |
| Securities available for sale | 47,394,000 | 45,934,000 | 44,992,000 | 41,766,000 |
| Securities held to maturity | 2,445,000 | 2,445,000 | 2,445,000 | 2,445,000 |
| Trading assets | 5,155,000 | 5,142,000 | 5,227,000 | 5,277,000 |
| Total deposits | 138,595,000 | 143,783,000 | 143,839,000 | 149,160,000 |
| Interest-bearing deposits | 122,900,000 | 126,354,000 | 125,738,000 | 132,004,000 |
| Noninterest-bearing deposits | 15,695,000 | 17,429,000 | 18,101,000 | 17,156,000 |
| Equity capital | 17,689,000 | 16,942,000 | 17,916,000 | 17,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,912,000 | 6,068,000 | 8,124,000 |
| Interest expense | 546,000 | 1,089,000 | 1,634,000 | 2,184,000 |
| Net interest income | 1,368,000 | 2,823,000 | 4,434,000 | 5,940,000 |
| Noninterest income | 196,000 | 303,000 | 619,000 | 777,000 |
| Noninterest expense | 1,131,000 | 2,378,000 | 3,686,000 | 5,031,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 433,000 | 748,000 | 1,367,000 | 1,686,000 |
| Income tax | 22,000 | 41,000 | 66,000 | 116,000 |
| Net income | 411,000 | 707,000 | 1,301,000 | 1,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,870,000 | 15,966,000 | 16,310,000 | 16,320,000 |
| Total capital | 17,315,000 | 17,413,000 | 17,786,000 | 17,793,000 |
| Risk-weighted assets | 145,046,000 | 151,310,000 | 160,381,000 | 159,134,000 |