Call reports 2014
FRONTIER BANK — 2014
What FRONTIER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 170,175,000 | 168,103,000 | 173,286,000 | 186,200,000 |
| Total loans | 104,065,000 | 105,303,000 | 105,813,000 | 116,538,000 |
| Allowance for loan losses | 1,317,000 | 1,372,000 | 1,373,000 | 1,400,000 |
| Securities available for sale | 50,524,000 | 52,078,000 | 50,306,000 | 49,992,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,445,000 |
| Trading assets | 0 | 0 | 5,052,000 | 5,110,000 |
| Total deposits | 124,207,000 | 121,627,000 | 127,470,000 | 139,243,000 |
| Interest-bearing deposits | 107,495,000 | 105,035,000 | 110,822,000 | 120,688,000 |
| Noninterest-bearing deposits | 16,712,000 | 16,592,000 | 16,648,000 | 18,555,000 |
| Equity capital | 16,876,000 | 17,369,000 | 16,582,000 | 17,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,786,000 | 3,613,000 | 5,463,000 | 7,382,000 |
| Interest expense | 499,000 | 1,009,000 | 1,546,000 | 2,091,000 |
| Net interest income | 1,287,000 | 2,604,000 | 3,917,000 | 5,291,000 |
| Noninterest income | 194,000 | 338,000 | 513,000 | 664,000 |
| Noninterest expense | 1,122,000 | 2,182,000 | 3,550,000 | 4,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 358,000 | 759,000 | 879,000 | 1,338,000 |
| Income tax | 18,000 | 37,000 | 56,000 | 62,000 |
| Net income | 340,000 | 722,000 | 823,000 | 1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,313,000 | 15,505,000 | 15,376,000 | 15,633,000 |
| Total capital | 16,675,000 | 16,929,000 | 16,807,000 | 17,092,000 |
| Risk-weighted assets | 127,029,000 | 126,561,000 | 129,714,000 | 141,911,000 |