Call reports 2013
FRONTIER BANK — 2013
What FRONTIER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 160,070,000 | 159,472,000 | 158,898,000 | 167,398,000 |
| Total loans | 96,054,000 | 99,203,000 | 98,518,000 | 104,271,000 |
| Allowance for loan losses | 1,277,000 | 1,426,000 | 1,523,000 | 1,349,000 |
| Securities available for sale | 50,806,000 | 49,326,000 | 49,087,000 | 50,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,129,000 | 114,884,000 | 114,388,000 | 122,339,000 |
| Interest-bearing deposits | 100,802,000 | 101,175,000 | 99,798,000 | 104,649,000 |
| Noninterest-bearing deposits | 13,327,000 | 13,709,000 | 14,590,000 | 17,690,000 |
| Equity capital | 17,063,000 | 15,638,000 | 15,382,000 | 16,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,428,000 | 5,128,000 | 7,074,000 |
| Interest expense | 474,000 | 959,000 | 1,444,000 | 1,932,000 |
| Net interest income | 1,184,000 | 2,469,000 | 3,684,000 | 5,142,000 |
| Noninterest income | 202,000 | 364,000 | 531,000 | 711,000 |
| Noninterest expense | 957,000 | 1,954,000 | 3,003,000 | 4,044,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 445,000 | 895,000 | 1,228,000 | 1,825,000 |
| Income tax | 16,000 | 44,000 | 61,000 | 88,000 |
| Net income | 429,000 | 851,000 | 1,167,000 | 1,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,017,000 | 14,394,000 | 14,679,000 | 15,134,000 |
| Total capital | 16,294,000 | 15,820,000 | 16,202,000 | 16,525,000 |
| Risk-weighted assets | 116,042,000 | 120,091,000 | 121,787,000 | 128,247,000 |