Call reports 2017
PARAGON COMMERCIAL BANK — 2017
What PARAGON COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,550,105,000 | 1,641,399,000 | 1,743,092,000 | 1,763,918,000 |
| Total loans | 1,230,467,000 | 1,339,564,000 | 1,389,735,000 | 1,444,146,000 |
| Allowance for loan losses | 8,125,000 | 8,921,000 | 9,402,000 | 9,597,000 |
| Securities available for sale | 193,958,000 | 203,474,000 | 197,096,000 | 190,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,268,322,000 | 1,183,695,000 | 1,290,336,000 | 1,282,131,000 |
| Interest-bearing deposits | 1,044,395,000 | 975,726,000 | 1,036,377,000 | 1,067,103,000 |
| Noninterest-bearing deposits | 223,927,000 | 207,969,000 | 253,959,000 | 215,028,000 |
| Equity capital | 155,429,000 | 160,779,000 | 164,728,000 | 166,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,695,000 | 30,268,000 | 47,165,000 | 64,675,000 |
| Interest expense | 2,170,000 | 4,554,000 | 7,367,000 | 10,298,000 |
| Net interest income | 12,525,000 | 25,714,000 | 39,798,000 | 54,377,000 |
| Noninterest income | 436,000 | 907,000 | 1,085,000 | 1,371,000 |
| Noninterest expense | 7,384,000 | 14,595,000 | 21,677,000 | 30,395,000 |
| Provision for loan losses | 159,000 | 809,000 | 1,214,000 | 1,384,000 |
| Pretax income | 5,418,000 | 11,217,000 | 17,992,000 | 23,969,000 |
| Income tax | 1,822,000 | 3,729,000 | 6,043,000 | 8,844,000 |
| Net income | 3,596,000 | 7,488,000 | 11,949,000 | 15,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,743,000 | 161,503,000 | 165,651,000 | 168,080,000 |
| Total capital | 165,868,000 | 170,424,000 | 175,053,000 | 177,677,000 |
| Risk-weighted assets | 1,302,900,000 | 1,398,844,000 | 1,456,011,000 | 1,514,535,000 |