Call reports 2016
PARAGON COMMERCIAL BANK — 2016
What PARAGON COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,342,283,000 | 1,454,471,000 | 1,479,318,000 | 1,503,583,000 |
| Total loans | 1,044,360,000 | 1,104,758,000 | 1,164,815,000 | 1,190,762,000 |
| Allowance for loan losses | 7,931,000 | 7,986,000 | 7,925,000 | 7,909,000 |
| Securities available for sale | 182,123,000 | 186,288,000 | 178,560,000 | 197,385,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,049,098,000 | 1,104,262,000 | 1,203,017,000 | 1,175,487,000 |
| Interest-bearing deposits | 881,416,000 | 924,016,000 | 1,012,960,000 | 963,214,000 |
| Noninterest-bearing deposits | 167,682,000 | 180,246,000 | 190,057,000 | 212,273,000 |
| Equity capital | 121,250,000 | 146,867,000 | 150,177,000 | 151,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,475,000 | 25,767,000 | 39,663,000 | 54,266,000 |
| Interest expense | 1,743,000 | 3,553,000 | 5,513,000 | 7,528,000 |
| Net interest income | 10,732,000 | 22,214,000 | 34,150,000 | 46,738,000 |
| Noninterest income | 171,000 | 530,000 | 927,000 | 1,084,000 |
| Noninterest expense | 6,457,000 | 12,806,000 | 19,445,000 | 26,295,000 |
| Provision for loan losses | 0 | 0 | 391,000 | 591,000 |
| Pretax income | 4,531,000 | 10,023,000 | 15,326,000 | 21,042,000 |
| Income tax | 1,485,000 | 3,306,000 | 4,978,000 | 6,876,000 |
| Net income | 3,046,000 | 6,717,000 | 10,348,000 | 14,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,164,000 | 146,628,000 | 150,214,000 | 154,016,000 |
| Total capital | 130,095,000 | 154,614,000 | 158,139,000 | 161,925,000 |
| Risk-weighted assets | 1,119,397,000 | 1,146,950,000 | 1,206,695,000 | 1,246,413,000 |
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