Call reports 2015
PARAGON COMMERCIAL BANK — 2015
What PARAGON COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,270,843,000 | 1,312,228,000 | 1,361,308,000 | 1,305,978,000 |
| Total loans | 943,791,000 | 989,764,000 | 997,842,000 | 1,015,526,000 |
| Allowance for loan losses | 7,552,000 | 7,569,000 | 7,618,000 | 7,641,000 |
| Securities available for sale | 154,148,000 | 168,008,000 | 172,476,000 | 168,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 948,756,000 | 1,026,510,000 | 1,057,899,000 | 984,281,000 |
| Interest-bearing deposits | 802,442,000 | 862,443,000 | 894,843,000 | 824,096,000 |
| Noninterest-bearing deposits | 146,314,000 | 164,067,000 | 163,056,000 | 160,185,000 |
| Equity capital | 114,311,000 | 114,415,000 | 116,330,000 | 119,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,348,000 | 23,412,000 | 35,956,000 | 48,564,000 |
| Interest expense | 1,692,000 | 3,312,000 | 4,994,000 | 6,688,000 |
| Net interest income | 9,656,000 | 20,100,000 | 30,962,000 | 41,876,000 |
| Noninterest income | 33,000 | 300,000 | 665,000 | 778,000 |
| Noninterest expense | 5,792,000 | 12,043,000 | 18,148,000 | 24,355,000 |
| Provision for loan losses | 571,000 | 750,000 | 750,000 | 750,000 |
| Pretax income | 3,748,000 | 8,029,000 | 13,296,000 | 18,090,000 |
| Income tax | 1,266,000 | 2,684,000 | 4,475,000 | 6,131,000 |
| Net income | 2,482,000 | 5,345,000 | 8,821,000 | 11,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,426,000 | 114,650,000 | 116,265,000 | 119,454,000 |
| Total capital | 120,231,000 | 122,281,000 | 123,883,000 | 127,095,000 |
| Risk-weighted assets | 1,020,848,000 | 1,078,613,000 | 1,089,820,000 | 1,096,205,000 |