Call reports 2008
PARAGON COMMERCIAL BANK — 2008
What PARAGON COMMERCIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,126,515,000 | 1,165,238,000 | 1,219,892,000 | 1,235,923,000 |
| Total loans | 872,849,000 | 916,280,000 | 943,291,000 | 960,394,000 |
| Allowance for loan losses | 11,011,000 | 11,482,000 | 12,603,000 | 13,244,000 |
| Securities available for sale | 206,032,000 | 200,864,000 | 200,576,000 | 222,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 889,697,000 | 924,355,000 | 995,085,000 | 973,694,000 |
| Interest-bearing deposits | 817,286,000 | 869,938,000 | 972,050,000 | 958,853,000 |
| Noninterest-bearing deposits | 72,411,000 | 54,417,000 | 23,035,000 | 14,841,000 |
| Equity capital | 89,757,000 | 88,353,000 | 94,536,000 | 90,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 17,191,000 | 33,202,000 | 49,557,000 | 65,358,000 |
| Interest expense | 10,162,000 | 20,212,000 | 30,075,000 | 39,602,000 |
| Net interest income | 7,029,000 | 12,990,000 | 19,482,000 | 25,756,000 |
| Noninterest income | 304,000 | 626,000 | 948,000 | 1,262,000 |
| Noninterest expense | 4,028,000 | 8,020,000 | 11,750,000 | 15,839,000 |
| Provision for loan losses | 2,145,000 | 2,703,000 | 5,463,000 | 7,568,000 |
| Pretax income | 1,174,000 | 2,914,000 | 3,246,000 | 3,640,000 |
| Income tax | 270,000 | 748,000 | 516,000 | 547,000 |
| Net income | 904,000 | 2,166,000 | 2,730,000 | 3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,096,000 | 89,462,000 | 95,597,000 | 90,030,000 |
| Total capital | 99,107,000 | 100,944,000 | 107,918,000 | 114,305,000 |
| Risk-weighted assets | 932,568,000 | 964,508,000 | 985,433,000 | 999,776,000 |
Machine access — free, no API key
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