Call reports 2005
PARAGON COMMERCIAL BANK — 2005
What PARAGON COMMERCIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 402,862,000 | 461,014,000 | 460,544,000 | 465,548,000 |
| Total loans | 329,730,000 | 344,952,000 | 347,774,000 | 374,374,000 |
| Allowance for loan losses | 4,483,000 | 4,876,000 | 5,138,000 | 5,138,000 |
| Securities available for sale | 57,474,000 | 67,859,000 | 67,506,000 | 66,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,167,000 | 404,699,000 | 397,785,000 | 393,103,000 |
| Interest-bearing deposits | 257,653,000 | 335,014,000 | 327,126,000 | 328,808,000 |
| Noninterest-bearing deposits | 47,515,000 | 69,685,000 | 70,659,000 | 64,295,000 |
| Equity capital | 33,928,000 | 35,424,000 | 36,693,000 | 37,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,386,000 | 11,620,000 | 18,687,000 | 26,373,000 |
| Interest expense | 2,014,000 | 4,701,000 | 7,606,000 | 10,578,000 |
| Net interest income | 3,372,000 | 6,919,000 | 11,081,000 | 15,795,000 |
| Noninterest income | 382,000 | 968,000 | 1,612,000 | 2,019,000 |
| Noninterest expense | 1,980,000 | 4,130,000 | 6,329,000 | 8,574,000 |
| Provision for loan losses | 405,000 | 798,000 | 1,060,000 | 1,060,000 |
| Pretax income | 1,372,000 | 2,962,000 | 5,306,000 | 7,896,000 |
| Income tax | 472,000 | 1,012,000 | 1,831,000 | 2,683,000 |
| Net income | 900,000 | 1,950,000 | 3,475,000 | 5,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,537,000 | 35,588,000 | 37,113,000 | 38,601,000 |
| Total capital | 38,769,000 | 40,150,000 | 41,747,000 | 43,576,000 |
| Risk-weighted assets | 338,278,000 | 364,640,000 | 370,192,000 | 397,814,000 |
Machine access — free, no API key
Every figure shown here about PARAGON COMMERCIAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.