Call reports 2016
FIRST FOUNDATION BANK — 2016
What FIRST FOUNDATION BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,685,945,000 | 3,488,898,000 | 3,589,545,000 | 3,971,790,000 |
| Total loans | 2,053,077,000 | 2,472,098,000 | 2,508,831,000 | 2,806,651,000 |
| Allowance for loan losses | 11,000,000 | 12,200,000 | 13,600,000 | 15,400,000 |
| Securities available for sale | 548,295,000 | 532,231,000 | 542,703,000 | 509,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,819,549,000 | 2,289,111,000 | 2,366,389,000 | 2,436,619,000 |
| Interest-bearing deposits | 1,264,964,000 | 1,514,935,000 | 1,563,063,000 | 1,765,261,000 |
| Noninterest-bearing deposits | 554,585,000 | 774,176,000 | 803,326,000 | 671,357,000 |
| Equity capital | 225,695,000 | 251,656,000 | 260,213,000 | 271,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,112,000 | 47,054,000 | 73,349,000 | 102,050,000 |
| Interest expense | 2,337,000 | 4,989,000 | 7,829,000 | 11,193,000 |
| Net interest income | 19,775,000 | 42,065,000 | 65,520,000 | 90,857,000 |
| Noninterest income | 1,029,000 | 493,000 | 9,129,000 | 11,144,000 |
| Noninterest expense | 13,346,000 | 27,617,000 | 43,752,000 | 58,449,000 |
| Provision for loan losses | 400,000 | 1,650,000 | 2,881,000 | 4,681,000 |
| Pretax income | 7,369,000 | 13,602,000 | 29,323,000 | 40,178,000 |
| Income tax | 3,095,000 | 5,713,000 | 11,861,000 | 16,222,000 |
| Net income | 4,274,000 | 7,889,000 | 17,462,000 | 23,956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,936,000 | 239,795,000 | 249,751,000 | 272,221,000 |
| Total capital | 227,406,000 | 252,445,000 | 263,861,000 | 288,131,000 |
| Risk-weighted assets | 1,632,844,000 | 1,867,921,000 | 2,046,796,000 | 2,225,922,000 |