Call reports 2015
FIRST FOUNDATION BANK — 2015
What FIRST FOUNDATION BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,463,302,000 | 1,865,777,000 | 2,245,178,000 | 2,588,762,000 |
| Total loans | 1,268,943,000 | 1,518,946,000 | 1,644,908,000 | 1,765,483,000 |
| Allowance for loan losses | 10,300,000 | 10,800,000 | 11,300,000 | 10,600,000 |
| Securities available for sale | 136,640,000 | 144,250,000 | 360,559,000 | 565,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 979,305,000 | 1,283,338,000 | 1,409,066,000 | 1,572,514,000 |
| Interest-bearing deposits | 708,760,000 | 994,965,000 | 998,668,000 | 1,222,382,000 |
| Noninterest-bearing deposits | 270,545,000 | 288,373,000 | 410,398,000 | 350,132,000 |
| Equity capital | 116,519,000 | 133,799,000 | 168,481,000 | 210,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,352,000 | 28,673,000 | 46,348,000 | 65,918,000 |
| Interest expense | 1,047,000 | 2,320,000 | 3,830,000 | 5,607,000 |
| Net interest income | 12,305,000 | 26,353,000 | 42,518,000 | 60,311,000 |
| Noninterest income | 1,092,000 | 2,161,000 | 3,428,000 | 7,388,000 |
| Noninterest expense | 7,927,000 | 16,506,000 | 28,153,000 | 39,984,000 |
| Provision for loan losses | 150,000 | 903,000 | 1,473,000 | 2,673,000 |
| Pretax income | 5,320,000 | 11,105,000 | 16,320,000 | 25,042,000 |
| Income tax | 2,261,000 | 4,720,000 | 6,936,000 | 10,508,000 |
| Net income | 3,059,000 | 6,385,000 | 9,384,000 | 14,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,256,000 | 128,954,000 | 161,599,000 | 206,341,000 |
| Total capital | 123,007,000 | 140,154,000 | 173,319,000 | 217,361,000 |
| Risk-weighted assets | 982,854,000 | 1,113,790,000 | 1,249,425,000 | 1,463,820,000 |