Call reports 2025
BRISTOL COUNTY SAVINGS BANK — 2025
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,031,420,000 | 2,992,239,000 | 3,091,239,000 | 3,122,402,000 |
| Total loans | 2,421,941,000 | 2,509,054,000 | 2,562,124,000 | 2,655,002,000 |
| Allowance for loan losses | 22,635,000 | 24,177,000 | 24,583,000 | 25,400,000 |
| Securities available for sale | 277,096,000 | 282,534,000 | 289,703,000 | 287,348,000 |
| Securities held to maturity | 25,143,000 | 24,858,000 | 18,449,000 | 18,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,549,057,000 | 2,505,457,000 | 2,586,257,000 | 2,551,445,000 |
| Interest-bearing deposits | 2,169,874,000 | 2,131,474,000 | 2,201,467,000 | 2,171,019,000 |
| Noninterest-bearing deposits | 379,183,000 | 373,983,000 | 384,790,000 | 380,426,000 |
| Equity capital | 438,390,000 | 444,136,000 | 452,592,000 | 461,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 34,420,000 | 69,886,000 | 108,065,000 | 145,919,000 |
| Interest expense | 12,573,000 | 24,835,000 | 37,639,000 | 50,123,000 |
| Net interest income | 21,847,000 | 45,051,000 | 70,426,000 | 95,796,000 |
| Noninterest income | 3,940,000 | 8,155,000 | 13,415,000 | 19,357,000 |
| Noninterest expense | 20,235,000 | 40,740,000 | 62,606,000 | 86,205,000 |
| Provision for loan losses | -246,000 | 1,336,000 | 1,213,000 | 2,188,000 |
| Pretax income | 3,729,000 | 10,512,000 | 18,071,000 | 25,973,000 |
| Income tax | 678,000 | 2,009,000 | 3,428,000 | 6,376,000 |
| Net income | 2,742,000 | 8,121,000 | 13,859,000 | 18,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 434,159,000 | 439,667,000 | 445,534,000 | 450,106,000 |
| Total capital | 459,560,000 | 466,637,000 | 474,590,000 | 478,226,000 |
| Risk-weighted assets | 2,306,976,000 | 2,406,907,000 | 2,446,157,000 | 2,531,962,000 |