Call reports 2024
BRISTOL COUNTY SAVINGS BANK — 2024
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 3,071,942,000 | 3,113,425,000 | 3,068,788,000 | 3,002,043,000 |
| Total loans | 2,338,605,000 | 2,400,291,000 | 2,410,628,000 | 2,439,477,000 |
| Allowance for loan losses | 21,903,000 | 22,479,000 | 22,774,000 | 22,973,000 |
| Securities available for sale | 385,348,000 | 414,745,000 | 408,683,000 | 261,597,000 |
| Securities held to maturity | 26,264,000 | 26,021,000 | 25,709,000 | 25,428,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,548,185,000 | 2,593,137,000 | 2,535,177,000 | 2,524,206,000 |
| Interest-bearing deposits | 2,140,549,000 | 2,220,840,000 | 2,150,454,000 | 2,137,459,000 |
| Noninterest-bearing deposits | 407,636,000 | 372,297,000 | 384,723,000 | 386,747,000 |
| Equity capital | 408,097,000 | 410,946,000 | 423,947,000 | 431,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,925,000 | 66,622,000 | 101,379,000 | 137,245,000 |
| Interest expense | 14,534,000 | 29,530,000 | 44,605,000 | 58,424,000 |
| Net interest income | 17,391,000 | 37,092,000 | 56,774,000 | 78,821,000 |
| Noninterest income | 7,233,000 | 11,143,000 | 15,144,000 | 17,965,000 |
| Noninterest expense | 19,287,000 | 38,828,000 | 57,856,000 | 76,676,000 |
| Provision for loan losses | 137,000 | 725,000 | 1,046,000 | 1,290,000 |
| Pretax income | 12,444,000 | 15,932,000 | 20,629,000 | 18,090,000 |
| Income tax | 3,113,000 | 3,912,000 | 5,077,000 | 3,458,000 |
| Net income | 9,255,000 | 11,761,000 | 15,268,000 | 13,978,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 426,181,000 | 428,814,000 | 432,450,000 | 431,288,000 |
| Total capital | 449,427,000 | 452,636,000 | 456,567,000 | 456,149,000 |
| Risk-weighted assets | 2,285,378,000 | 2,409,168,000 | 2,400,352,000 | 2,352,014,000 |