Call reports 2022
BRISTOL COUNTY SAVINGS BANK — 2022
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,003,458,000 | 2,974,298,000 | 3,000,958,000 | 3,093,991,000 |
| Total loans | 2,096,689,000 | 2,187,182,000 | 2,228,102,000 | 2,306,606,000 |
| Allowance for loan losses | 20,874,000 | 21,455,000 | 21,446,000 | 22,073,000 |
| Securities available for sale | 493,893,000 | 478,414,000 | 450,991,000 | 423,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 27,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,563,369,000 | 2,557,935,000 | 2,458,435,000 | 2,417,279,000 |
| Interest-bearing deposits | 2,049,540,000 | 2,016,648,000 | 1,932,741,000 | 1,909,213,000 |
| Noninterest-bearing deposits | 513,829,000 | 541,287,000 | 525,694,000 | 508,066,000 |
| Equity capital | 371,956,000 | 349,433,000 | 329,514,000 | 368,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 21,856,000 | 45,157,000 | 70,745,000 | 98,067,000 |
| Interest expense | 905,000 | 1,950,000 | 4,463,000 | 10,929,000 |
| Net interest income | 20,951,000 | 43,207,000 | 66,282,000 | 87,138,000 |
| Noninterest income | 2,158,000 | 4,547,000 | 6,570,000 | 8,880,000 |
| Noninterest expense | 16,011,000 | 32,121,000 | 49,727,000 | 66,753,000 |
| Provision for loan losses | 0 | 615,000 | 615,000 | 1,255,000 |
| Pretax income | 742,000 | -17,032,000 | -19,005,000 | 5,345,000 |
| Income tax | -757,000 | -8,511,000 | -5,528,000 | -568,000 |
| Net income | 1,319,000 | -8,885,000 | -14,025,000 | 5,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 394,257,000 | 383,772,000 | 378,560,000 | 400,926,000 |
| Total capital | 415,157,000 | 405,247,000 | 400,026,000 | 423,014,000 |
| Risk-weighted assets | 2,789,525,000 | 2,822,004,000 | 2,834,787,000 | 2,936,684,000 |