Call reports 2021
BRISTOL COUNTY SAVINGS BANK — 2021
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,943,459,000 | 2,905,449,000 | 2,990,438,000 | 2,993,290,000 |
| Total loans | 2,075,298,000 | 2,060,336,000 | 2,099,684,000 | 2,066,611,000 |
| Allowance for loan losses | 19,024,000 | 19,334,000 | 19,922,000 | 20,360,000 |
| Securities available for sale | 282,173,000 | 422,581,000 | 422,230,000 | 437,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,475,592,000 | 2,474,484,000 | 2,554,758,000 | 2,526,255,000 |
| Interest-bearing deposits | 1,958,807,000 | 1,962,288,000 | 2,034,087,000 | 2,028,167,000 |
| Noninterest-bearing deposits | 516,785,000 | 512,196,000 | 520,671,000 | 498,088,000 |
| Equity capital | 353,747,000 | 368,559,000 | 370,840,000 | 390,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 22,895,000 | 44,690,000 | 66,581,000 | 89,749,000 |
| Interest expense | 1,549,000 | 2,742,000 | 3,813,000 | 4,913,000 |
| Net interest income | 21,346,000 | 41,948,000 | 62,768,000 | 84,836,000 |
| Noninterest income | 3,036,000 | 5,620,000 | 8,216,000 | 10,870,000 |
| Noninterest expense | 15,367,000 | 30,665,000 | 47,011,000 | 63,619,000 |
| Provision for loan losses | 177,000 | 318,000 | 1,118,000 | 1,557,000 |
| Pretax income | 29,249,000 | 46,421,000 | 51,814,000 | 78,995,000 |
| Income tax | 4,965,000 | 8,518,000 | 9,960,000 | 19,716,000 |
| Net income | 24,121,000 | 37,555,000 | 41,308,000 | 58,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 358,698,000 | 371,931,000 | 375,688,000 | 393,210,000 |
| Total capital | 377,745,000 | 391,291,000 | 395,636,000 | 413,592,000 |
| Risk-weighted assets | 2,538,805,000 | 2,604,757,000 | 2,698,568,000 | 2,834,300,000 |