Call reports 2020
BRISTOL COUNTY SAVINGS BANK — 2020
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,310,656,000 | 2,613,064,000 | 2,745,813,000 | 2,788,219,000 |
| Total loans | 1,829,373,000 | 1,973,440,000 | 2,105,553,000 | 2,112,163,000 |
| Allowance for loan losses | 17,251,000 | 17,284,000 | 18,198,000 | 18,907,000 |
| Securities available for sale | 200,128,000 | 233,575,000 | 260,279,000 | 251,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,953,169,000 | 2,161,515,000 | 2,288,667,000 | 2,295,489,000 |
| Interest-bearing deposits | 1,673,461,000 | 1,757,817,000 | 1,839,557,000 | 1,861,060,000 |
| Noninterest-bearing deposits | 279,708,000 | 403,698,000 | 449,110,000 | 434,429,000 |
| Equity capital | 268,700,000 | 290,084,000 | 295,961,000 | 332,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,620,000 | 42,444,000 | 64,211,000 | 86,988,000 |
| Interest expense | 5,024,000 | 8,239,000 | 10,727,000 | 12,767,000 |
| Net interest income | 16,596,000 | 34,205,000 | 53,484,000 | 74,221,000 |
| Noninterest income | 6,822,000 | 13,330,000 | 19,706,000 | 45,997,000 |
| Noninterest expense | 17,834,000 | 34,038,000 | 52,503,000 | 75,730,000 |
| Provision for loan losses | 840,000 | 1,549,000 | 2,419,000 | 3,138,000 |
| Pretax income | -41,859,000 | -14,506,000 | -4,751,000 | 44,123,000 |
| Income tax | -7,925,000 | -2,042,000 | -21,000 | 11,571,000 |
| Net income | -34,738,000 | -13,714,000 | -6,686,000 | 30,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 255,565,000 | 276,517,000 | 274,206,000 | 334,659,000 |
| Total capital | 272,838,000 | 293,823,000 | 292,426,000 | 353,588,000 |
| Risk-weighted assets | 2,135,461,000 | 2,256,339,000 | 2,313,705,000 | 2,448,348,000 |