Call reports 2017
BRISTOL COUNTY SAVINGS BANK — 2017
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,909,961,000 | 2,002,670,000 | 2,028,004,000 | 2,069,626,000 |
| Total loans | 1,533,568,000 | 1,595,022,000 | 1,631,432,000 | 1,663,305,000 |
| Allowance for loan losses | 13,881,000 | 14,536,000 | 14,858,000 | 15,111,000 |
| Securities available for sale | 314,253,000 | 318,732,000 | 326,420,000 | 332,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,565,521,000 | 1,591,993,000 | 1,619,401,000 | 1,637,909,000 |
| Interest-bearing deposits | 1,490,730,000 | 1,374,707,000 | 1,385,327,000 | 1,408,733,000 |
| Noninterest-bearing deposits | 74,791,000 | 217,286,000 | 234,074,000 | 229,176,000 |
| Equity capital | 246,214,000 | 249,456,000 | 256,645,000 | 261,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,271,000 | 33,103,000 | 50,686,000 | 68,610,000 |
| Interest expense | 1,934,000 | 3,893,000 | 6,050,000 | 8,435,000 |
| Net interest income | 14,337,000 | 29,210,000 | 44,636,000 | 60,175,000 |
| Noninterest income | 5,066,000 | 9,498,000 | 14,213,000 | 18,580,000 |
| Noninterest expense | 14,430,000 | 28,916,000 | 44,636,000 | 60,894,000 |
| Provision for loan losses | 464,000 | 1,170,000 | 1,504,000 | 1,933,000 |
| Pretax income | 6,932,000 | 13,003,000 | 19,451,000 | 24,655,000 |
| Income tax | 1,994,000 | 3,810,000 | 5,684,000 | 6,442,000 |
| Net income | 4,378,000 | 8,370,000 | 12,604,000 | 17,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,228,000 | 229,564,000 | 233,660,000 | 234,804,000 |
| Total capital | 252,489,000 | 257,256,000 | 264,002,000 | 267,993,000 |
| Risk-weighted assets | 1,848,223,000 | 1,901,651,000 | 1,919,683,000 | 1,966,615,000 |