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Call reports 2008

BRISTOL COUNTY SAVINGS BANK — 2008

What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/740d99bf-56af-4b01-9385-0c7f3022fcfd/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets1,122,569,0001,135,508,0001,144,540,0001,144,166,000
Total loans845,434,000870,713,000892,481,000908,038,000
Allowance for loan losses7,812,0008,038,0008,061,0008,367,000
Securities available for sale214,878,000201,014,000195,832,000175,115,000
Securities held to maturity1,701,0001,569,0001,465,0001,355,000
Trading assets0000
Total deposits748,739,000764,756,000764,965,000780,614,000
Interest-bearing deposits716,330,000731,784,000733,609,000751,055,000
Noninterest-bearing deposits32,409,00032,972,00031,356,00029,559,000
Equity capital160,960,000157,624,000156,630,000150,284,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income15,673,00031,077,00046,736,00062,220,000
Interest expense7,485,00014,016,00020,254,00026,411,000
Net interest income8,188,00017,061,00026,482,00035,809,000
Noninterest income985,0002,150,0004,264,0006,124,000
Noninterest expense6,875,00014,134,00022,275,00030,223,000
Provision for loan losses144,000603,0001,008,0001,702,000
Pretax income2,526,0006,763,0009,713,0006,147,000
Income tax856,0002,224,0003,214,0002,074,000
Net income1,670,0004,539,0006,499,0004,073,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital150,628,000149,093,000151,075,000140,450,000
Total capital158,641,000157,351,000159,348,000149,035,000
Risk-weighted assets845,231,000866,524,000885,292,000879,780,000

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