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Call reports 2006

BRISTOL COUNTY SAVINGS BANK — 2006

What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/740d99bf-56af-4b01-9385-0c7f3022fcfd/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets1,004,681,0001,041,252,0001,072,478,0001,108,245,000
Total loans650,467,000687,488,000711,072,000749,335,000
Allowance for loan losses6,438,0006,766,0006,950,0007,247,000
Securities available for sale309,736,000308,314,000314,323,000311,801,000
Securities held to maturity3,446,0002,660,0002,483,0002,322,000
Trading assets0000
Total deposits685,998,000680,764,000673,909,000692,371,000
Interest-bearing deposits658,256,000651,515,000640,527,000665,948,000
Noninterest-bearing deposits27,742,00029,249,00033,382,00026,423,000
Equity capital142,580,000143,364,000149,405,000152,764,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income12,705,00026,200,00040,413,00055,370,000
Interest expense5,325,00011,369,00018,182,00025,530,000
Net interest income7,380,00014,831,00022,231,00029,840,000
Noninterest income810,0001,585,0002,353,0003,213,000
Noninterest expense5,887,00011,665,00017,755,00024,423,000
Provision for loan losses309,000651,000789,0001,181,000
Pretax income4,327,00010,427,00013,245,00016,859,000
Income tax1,352,0003,364,0004,197,0004,843,000
Net income2,975,0007,063,0009,048,00012,016,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital127,896,000131,904,000133,888,000136,856,000
Total capital134,758,000138,974,000141,122,000144,350,000
Risk-weighted assets661,930,000701,448,000722,084,000768,258,000

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