Call reports 2005
BRISTOL COUNTY SAVINGS BANK — 2005
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 869,639,000 | 916,081,000 | 959,833,000 | 970,937,000 |
| Total loans | 520,745,000 | 568,201,000 | 608,663,000 | 620,894,000 |
| Allowance for loan losses | 5,839,000 | 5,949,000 | 6,143,000 | 6,148,000 |
| Securities available for sale | 309,875,000 | 308,899,000 | 308,414,000 | 307,729,000 |
| Securities held to maturity | 4,029,000 | 4,300,000 | 3,990,000 | 3,719,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 675,974,000 | 685,658,000 | 696,104,000 | 693,170,000 |
| Interest-bearing deposits | 647,426,000 | 653,352,000 | 665,693,000 | 664,165,000 |
| Noninterest-bearing deposits | 28,548,000 | 32,306,000 | 30,411,000 | 29,005,000 |
| Equity capital | 133,323,000 | 135,131,000 | 137,924,000 | 139,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 10,238,000 | 21,207,000 | 32,913,000 | 44,972,000 |
| Interest expense | 2,537,000 | 5,685,000 | 9,854,000 | 14,675,000 |
| Net interest income | 7,701,000 | 15,522,000 | 23,059,000 | 30,297,000 |
| Noninterest income | 680,000 | 1,398,000 | 2,084,000 | 2,809,000 |
| Noninterest expense | 5,472,000 | 11,101,000 | 16,647,000 | 22,384,000 |
| Provision for loan losses | 307,000 | 419,000 | 623,000 | 686,000 |
| Pretax income | 4,161,000 | 8,816,000 | 12,745,000 | 15,259,000 |
| Income tax | 1,367,000 | 2,980,000 | 4,201,000 | 4,955,000 |
| Net income | 2,794,000 | 5,836,000 | 8,544,000 | 10,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,412,000 | 120,455,000 | 123,160,000 | 124,921,000 |
| Total capital | 123,463,000 | 126,715,000 | 129,565,000 | 131,371,000 |
| Risk-weighted assets | 535,585,000 | 579,308,000 | 619,335,000 | 632,495,000 |
Machine access — free, no API key
Every figure shown here about BRISTOL COUNTY SAVINGS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.