Call reports 2004
BRISTOL COUNTY SAVINGS BANK — 2004
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 808,561,000 | 822,668,000 | 837,638,000 | 840,272,000 |
| Total loans | 441,729,000 | 460,495,000 | 464,098,000 | 490,470,000 |
| Allowance for loan losses | 5,071,000 | 5,465,000 | 5,439,000 | 5,381,000 |
| Securities available for sale | 321,131,000 | 318,649,000 | 318,700,000 | 316,444,000 |
| Securities held to maturity | 13,601,000 | 11,918,000 | 6,703,000 | 4,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,576,000 | 659,167,000 | 671,538,000 | 655,059,000 |
| Interest-bearing deposits | 617,239,000 | 628,729,000 | 639,108,000 | 629,041,000 |
| Noninterest-bearing deposits | 25,337,000 | 30,438,000 | 32,430,000 | 26,018,000 |
| Equity capital | 127,861,000 | 127,519,000 | 130,180,000 | 134,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,420,000 | 18,796,000 | 28,381,000 | 38,232,000 |
| Interest expense | 2,032,000 | 4,049,000 | 6,115,000 | 8,351,000 |
| Net interest income | 7,388,000 | 14,747,000 | 22,266,000 | 29,881,000 |
| Noninterest income | 705,000 | 1,419,000 | 2,124,000 | 2,834,000 |
| Noninterest expense | 5,007,000 | 9,874,000 | 15,016,000 | 20,413,000 |
| Provision for loan losses | 137,000 | 529,000 | 508,000 | 459,000 |
| Pretax income | 6,548,000 | 11,584,000 | 15,035,000 | 21,319,000 |
| Income tax | 2,227,000 | 3,886,000 | 5,063,000 | 7,243,000 |
| Net income | 4,321,000 | 7,698,000 | 9,972,000 | 14,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,860,000 | 108,237,000 | 110,513,000 | 114,614,000 |
| Total capital | 110,224,000 | 113,889,000 | 116,200,000 | 120,244,000 |
| Risk-weighted assets | 471,814,000 | 490,503,000 | 492,013,000 | 509,800,000 |
Machine access — free, no API key
Every figure shown here about BRISTOL COUNTY SAVINGS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.