Call reports 2003
BRISTOL COUNTY SAVINGS BANK — 2003
What BRISTOL COUNTY SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 776,215,000 | 790,445,000 | 797,349,000 | 803,357,000 |
| Total loans | 418,546,000 | 424,341,000 | 425,392,000 | 434,335,000 |
| Allowance for loan losses | 4,128,000 | 4,301,000 | 4,749,000 | 4,935,000 |
| Securities available for sale | 259,147,000 | 289,995,000 | 313,481,000 | 324,996,000 |
| Securities held to maturity | 42,555,000 | 29,785,000 | 24,190,000 | 16,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 621,073,000 | 634,257,000 | 642,154,000 | 639,773,000 |
| Interest-bearing deposits | 601,448,000 | 615,847,000 | 625,299,000 | 613,770,000 |
| Noninterest-bearing deposits | 19,625,000 | 18,410,000 | 16,855,000 | 26,003,000 |
| Equity capital | 113,602,000 | 119,772,000 | 120,588,000 | 124,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 9,663,000 | 19,268,000 | 28,567,000 | 37,938,000 |
| Interest expense | 2,550,000 | 4,998,000 | 7,252,000 | 9,392,000 |
| Net interest income | 7,113,000 | 14,270,000 | 21,315,000 | 28,546,000 |
| Noninterest income | 745,000 | 1,466,000 | 2,173,000 | 2,914,000 |
| Noninterest expense | 4,850,000 | 9,571,000 | 14,189,000 | 19,109,000 |
| Provision for loan losses | 158,000 | 416,000 | 869,000 | 1,379,000 |
| Pretax income | 3,959,000 | 9,034,000 | 12,957,000 | 17,120,000 |
| Income tax | 1,835,000 | 3,262,000 | 4,679,000 | 6,457,000 |
| Net income | 2,124,000 | 5,772,000 | 8,278,000 | 10,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,000,000 | 95,647,000 | 98,154,000 | 100,540,000 |
| Total capital | 96,255,000 | 100,182,000 | 103,084,000 | 105,773,000 |
| Risk-weighted assets | 466,651,000 | 469,998,000 | 472,252,000 | 470,073,000 |
Machine access — free, no API key
Every figure shown here about BRISTOL COUNTY SAVINGS BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.