Call reports 2026
NORTH STAR BANK — 2026
What NORTH STAR BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 393,730,000 | 378,726,000 |
| Total loans | 249,146,000 | 245,814,000 |
| Allowance for loan losses | 3,885,000 | 2,783,000 |
| Securities available for sale | 90,646,000 | 88,017,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 356,172,000 | 340,809,000 |
| Interest-bearing deposits | 304,732,000 | 293,817,000 |
| Noninterest-bearing deposits | 51,440,000 | 46,992,000 |
| Equity capital | 35,529,000 | 36,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,232,000 | 10,351,000 |
| Interest expense | 1,658,000 | 3,206,000 |
| Net interest income | 3,574,000 | 7,145,000 |
| Noninterest income | 239,000 | 502,000 |
| Noninterest expense | 2,263,000 | 4,771,000 |
| Provision for loan losses | 25,000 | 50,000 |
| Pretax income | 1,525,000 | 2,826,000 |
| Income tax | 0 | 163,000 |
| Net income | 1,525,000 | 2,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,743,000 | 42,540,000 |