Call reports 2024
NORTH STAR BANK — 2024
What NORTH STAR BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 355,719,000 | 372,660,000 | 392,198,000 | 376,642,000 |
| Total loans | 255,083,000 | 257,899,000 | 254,515,000 | 257,519,000 |
| Allowance for loan losses | 3,019,000 | 3,064,000 | 3,109,000 | 3,154,000 |
| Securities available for sale | 91,040,000 | 90,633,000 | 90,094,000 | 85,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,116,000 | 342,687,000 | 358,765,000 | 344,962,000 |
| Interest-bearing deposits | 278,870,000 | 294,339,000 | 300,476,000 | 298,416,000 |
| Noninterest-bearing deposits | 48,246,000 | 48,348,000 | 58,289,000 | 46,546,000 |
| Equity capital | 26,079,000 | 26,793,000 | 29,944,000 | 29,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,485,000 | 9,282,000 | 14,257,000 | 19,345,000 |
| Interest expense | 1,602,000 | 3,434,000 | 5,387,000 | 7,266,000 |
| Net interest income | 2,883,000 | 5,848,000 | 8,870,000 | 12,079,000 |
| Noninterest income | 213,000 | 440,000 | 670,000 | 958,000 |
| Noninterest expense | 2,594,000 | 5,030,000 | 7,347,000 | 9,499,000 |
| Provision for loan losses | 75,000 | 120,000 | 165,000 | 210,000 |
| Pretax income | 427,000 | 1,138,000 | 2,028,000 | 3,328,000 |
| Income tax | 135,000 | 255,000 | 375,000 | 495,000 |
| Net income | 292,000 | 883,000 | 1,653,000 | 2,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,885,000 | 36,477,000 | 37,246,000 | 38,073,000 |