Call reports 2021
NORTH STAR BANK — 2021
What NORTH STAR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 349,366,000 | 347,801,000 | 348,321,000 | 361,528,000 |
| Total loans | 216,833,000 | 216,305,000 | 226,506,000 | 230,840,000 |
| Allowance for loan losses | 2,702,000 | 2,765,000 | 2,830,000 | 2,915,000 |
| Securities available for sale | 90,418,000 | 82,032,000 | 79,483,000 | 79,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,705,000 | 312,345,000 | 312,394,000 | 325,921,000 |
| Interest-bearing deposits | 249,466,000 | 246,525,000 | 247,293,000 | 258,268,000 |
| Noninterest-bearing deposits | 65,239,000 | 65,820,000 | 65,101,000 | 67,653,000 |
| Equity capital | 34,209,000 | 34,952,000 | 35,281,000 | 35,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,065,000 | 6,160,000 | 9,360,000 | 12,438,000 |
| Interest expense | 233,000 | 435,000 | 614,000 | 773,000 |
| Net interest income | 2,832,000 | 5,725,000 | 8,746,000 | 11,665,000 |
| Noninterest income | 209,000 | 414,000 | 673,000 | 894,000 |
| Noninterest expense | 1,856,000 | 3,741,000 | 5,627,000 | 7,181,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,125,000 | 2,371,000 | 3,767,000 | 5,293,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 1,121,000 | 2,367,000 | 3,763,000 | 5,289,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,420,000 | 33,503,000 | 33,680,000 | 34,688,000 |