Call reports 2018
NORTH STAR BANK — 2018
What NORTH STAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 264,739,000 | 264,549,000 | 274,462,000 | 283,153,000 |
| Total loans | 166,394,000 | 178,291,000 | 184,535,000 | 191,010,000 |
| Allowance for loan losses | 1,954,000 | 2,102,000 | 2,106,000 | 2,111,000 |
| Securities available for sale | 74,136,000 | 70,084,000 | 64,594,000 | 63,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,110,000 | 238,371,000 | 248,033,000 | 255,610,000 |
| Interest-bearing deposits | 202,528,000 | 201,819,000 | 209,196,000 | 211,576,000 |
| Noninterest-bearing deposits | 36,582,000 | 36,552,000 | 38,837,000 | 44,034,000 |
| Equity capital | 25,337,000 | 25,713,000 | 25,861,000 | 27,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,447,000 | 5,124,000 | 7,860,000 | 10,621,000 |
| Interest expense | 133,000 | 287,000 | 492,000 | 729,000 |
| Net interest income | 2,314,000 | 4,837,000 | 7,368,000 | 9,892,000 |
| Noninterest income | 140,000 | 322,000 | 408,000 | 478,000 |
| Noninterest expense | 1,709,000 | 3,574,000 | 5,361,000 | 6,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 745,000 | 1,585,000 | 2,415,000 | 3,509,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 744,000 | 1,583,000 | 2,412,000 | 3,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,944,000 | 28,434,000 | 28,812,000 | 29,452,000 |
| Total capital | 29,898,000 | 30,536,000 | 30,918,000 | 31,563,000 |
| Risk-weighted assets | 199,762,000 | 212,216,000 | 217,145,000 | 222,862,000 |