Call reports 2017
NORTH STAR BANK — 2017
What NORTH STAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 253,155,000 | 264,181,000 | 268,121,000 | 269,213,000 |
| Total loans | 139,581,000 | 151,967,000 | 157,179,000 | 159,723,000 |
| Allowance for loan losses | 1,844,000 | 1,885,000 | 1,897,000 | 1,944,000 |
| Securities available for sale | 85,860,000 | 82,324,000 | 77,580,000 | 77,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,844,000 | 239,167,000 | 242,359,000 | 243,264,000 |
| Interest-bearing deposits | 196,606,000 | 201,337,000 | 201,520,000 | 204,482,000 |
| Noninterest-bearing deposits | 32,238,000 | 37,830,000 | 40,839,000 | 38,782,000 |
| Equity capital | 23,952,000 | 24,636,000 | 25,191,000 | 25,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,390,000 | 6,749,000 | 9,238,000 |
| Interest expense | 113,000 | 228,000 | 353,000 | 485,000 |
| Net interest income | 1,946,000 | 4,162,000 | 6,396,000 | 8,753,000 |
| Noninterest income | 152,000 | 326,000 | 357,000 | 677,000 |
| Noninterest expense | 1,716,000 | 3,437,000 | 5,111,000 | 6,787,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 382,000 | 1,051,000 | 1,642,000 | 2,793,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 381,000 | 1,049,000 | 1,639,000 | 2,789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,865,000 | 25,710,000 | 26,300,000 | 27,450,000 |
| Total capital | 27,709,000 | 27,595,000 | 28,197,000 | 29,394,000 |
| Risk-weighted assets | 178,793,000 | 192,941,000 | 196,920,000 | 199,496,000 |