Call reports 2006
NORTH STAR BANK — 2006
What NORTH STAR BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 241,809,000 | 251,915,000 | 255,800,000 | 257,557,000 |
| Total loans | 177,688,000 | 181,259,000 | 183,933,000 | 176,994,000 |
| Allowance for loan losses | 2,811,000 | 2,982,000 | 3,590,000 | 3,600,000 |
| Securities available for sale | 45,553,000 | 44,740,000 | 44,548,000 | 42,698,000 |
| Securities held to maturity | 2,013,000 | 3,935,000 | 3,668,000 | 3,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,945,000 | 226,445,000 | 220,092,000 | 230,614,000 |
| Interest-bearing deposits | 187,107,000 | 195,275,000 | 184,399,000 | 201,196,000 |
| Noninterest-bearing deposits | 28,838,000 | 31,170,000 | 35,693,000 | 29,418,000 |
| Equity capital | 19,337,000 | 18,837,000 | 19,014,000 | 20,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,569,000 | 7,389,000 | 11,287,000 | 15,232,000 |
| Interest expense | 1,120,000 | 2,430,000 | 3,854,000 | 5,491,000 |
| Net interest income | 2,449,000 | 4,959,000 | 7,433,000 | 9,741,000 |
| Noninterest income | 154,000 | 414,000 | 651,000 | 899,000 |
| Noninterest expense | 1,764,000 | 3,654,000 | 5,571,000 | 7,436,000 |
| Provision for loan losses | 60,000 | 250,000 | 900,000 | 495,000 |
| Pretax income | 777,000 | 1,459,000 | 1,603,000 | 2,699,000 |
| Income tax | 23,000 | 26,000 | 29,000 | 32,000 |
| Net income | 754,000 | 1,433,000 | 1,574,000 | 2,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,343,000 | 20,268,000 | 19,732,000 | 20,683,000 |
| Total capital | 22,868,000 | 22,879,000 | 22,298,000 | 23,277,000 |
| Risk-weighted assets | 201,764,000 | 208,535,000 | 210,745,000 | 206,481,000 |
Machine access — free, no API key
Every figure shown here about NORTH STAR BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.