Call reports 2025
GENERATIONS BANK — 2025
What GENERATIONS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 988,451,000 | 1,022,698,000 | 1,035,350,000 | 1,064,187,000 |
| Total loans | 692,642,000 | 699,969,000 | 719,131,000 | 743,963,000 |
| Allowance for loan losses | 6,978,000 | 7,327,000 | 7,142,000 | 9,440,000 |
| Securities available for sale | 200,973,000 | 238,184,000 | 243,652,000 | 240,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 857,880,000 | 877,965,000 | 881,074,000 | 896,090,000 |
| Interest-bearing deposits | 731,805,000 | 748,755,000 | 754,209,000 | 766,923,000 |
| Noninterest-bearing deposits | 126,075,000 | 129,210,000 | 126,865,000 | 129,167,000 |
| Equity capital | 99,458,000 | 99,259,000 | 105,680,000 | 117,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,253,000 | 31,361,000 | 48,154,000 | 65,299,000 |
| Interest expense | 6,477,000 | 13,290,000 | 20,277,000 | 27,087,000 |
| Net interest income | 8,776,000 | 18,071,000 | 27,877,000 | 38,212,000 |
| Noninterest income | 1,367,000 | 2,741,000 | 4,236,000 | 5,841,000 |
| Noninterest expense | 6,187,000 | 12,663,000 | 18,993,000 | 25,933,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,400,000 | 3,950,000 |
| Pretax income | 3,656,000 | 7,449,000 | 11,720,000 | 14,170,000 |
| Income tax | 846,000 | 1,716,000 | 2,692,000 | 2,648,000 |
| Net income | 2,810,000 | 5,733,000 | 9,028,000 | 11,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,194,000 | 107,796,000 | 110,872,000 | 121,128,000 |
| Total capital | 113,824,000 | 115,774,000 | 118,665,000 | 131,220,000 |
| Risk-weighted assets | 760,886,000 | 870,733,000 | 881,488,000 | 910,352,000 |