Call reports 2023
GENERATIONS BANK — 2023
What GENERATIONS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 831,532,000 | 842,006,000 | 866,983,000 | 895,690,000 |
| Total loans | 603,671,000 | 615,470,000 | 612,357,000 | 623,001,000 |
| Allowance for loan losses | 6,475,000 | 6,340,000 | 6,328,000 | 6,223,000 |
| Securities available for sale | 157,603,000 | 162,034,000 | 172,379,000 | 200,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 677,242,000 | 696,822,000 | 720,336,000 | 741,053,000 |
| Interest-bearing deposits | 548,257,000 | 564,881,000 | 579,502,000 | 620,538,000 |
| Noninterest-bearing deposits | 128,985,000 | 131,941,000 | 140,834,000 | 120,515,000 |
| Equity capital | 82,247,000 | 83,538,000 | 83,157,000 | 87,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,278,000 | 21,938,000 | 34,108,000 | 47,708,000 |
| Interest expense | 2,632,000 | 6,785,000 | 11,643,000 | 16,876,000 |
| Net interest income | 7,646,000 | 15,153,000 | 22,465,000 | 30,832,000 |
| Noninterest income | 1,552,000 | 4,452,000 | 5,462,000 | 6,449,000 |
| Noninterest expense | 5,134,000 | 11,141,000 | 16,468,000 | 21,972,000 |
| Provision for loan losses | 300,000 | 350,000 | 350,000 | 550,000 |
| Pretax income | 3,738,000 | 8,088,000 | 11,083,000 | 14,733,000 |
| Income tax | 1,003,000 | 1,593,000 | 2,317,000 | 3,207,000 |
| Net income | 2,735,000 | 6,495,000 | 8,766,000 | 11,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,895,000 | 92,265,000 | 94,067,000 | 95,657,000 |
| Total capital | 97,111,000 | 99,346,000 | 101,136,000 | 102,621,000 |
| Risk-weighted assets | 754,806,000 | 762,149,000 | 777,389,000 | 811,206,000 |
Machine access — free, no API key
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