Call reports 2022
GENERATIONS BANK — 2022
What GENERATIONS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 743,472,000 | 786,765,000 | 807,704,000 | 812,412,000 |
| Total loans | 558,480,000 | 574,456,000 | 582,490,000 | 601,964,000 |
| Allowance for loan losses | 6,194,000 | 6,475,000 | 6,741,000 | 6,986,000 |
| Securities available for sale | 127,439,000 | 135,029,000 | 144,419,000 | 144,731,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,289,000 | 658,646,000 | 690,953,000 | 698,770,000 |
| Interest-bearing deposits | 425,625,000 | 488,258,000 | 517,446,000 | 538,739,000 |
| Noninterest-bearing deposits | 164,664,000 | 170,388,000 | 173,507,000 | 160,031,000 |
| Equity capital | 81,755,000 | 76,945,000 | 77,945,000 | 79,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,657,000 | 15,720,000 | 25,217,000 | 35,593,000 |
| Interest expense | 554,000 | 1,332,000 | 2,714,000 | 4,609,000 |
| Net interest income | 7,103,000 | 14,388,000 | 22,503,000 | 30,984,000 |
| Noninterest income | 1,215,000 | 2,375,000 | 3,514,000 | 4,388,000 |
| Noninterest expense | 4,789,000 | 9,836,000 | 14,882,000 | 19,781,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 1,200,000 |
| Pretax income | 3,229,000 | 6,328,000 | 10,243,000 | 14,206,000 |
| Income tax | 858,000 | 1,686,000 | 2,746,000 | 3,825,000 |
| Net income | 2,371,000 | 4,642,000 | 7,497,000 | 10,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,308,000 | 83,479,000 | 86,344,000 | 88,159,000 |
| Total capital | 88,502,000 | 89,954,000 | 93,085,000 | 95,145,000 |
| Risk-weighted assets | 621,891,000 | 652,634,000 | 682,906,000 | 713,939,000 |
Machine access — free, no API key
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