Call reports 2021
GENERATIONS BANK — 2021
What GENERATIONS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 659,308,000 | 663,024,000 | 689,913,000 | 706,263,000 |
| Total loans | 468,842,000 | 466,945,000 | 482,528,000 | 538,320,000 |
| Allowance for loan losses | 5,489,000 | 5,419,000 | 5,528,000 | 5,945,000 |
| Securities available for sale | 106,794,000 | 116,903,000 | 119,077,000 | 122,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 531,424,000 | 533,566,000 | 547,744,000 | 552,240,000 |
| Interest-bearing deposits | 365,679,000 | 373,100,000 | 385,298,000 | 395,903,000 |
| Noninterest-bearing deposits | 165,745,000 | 160,466,000 | 162,446,000 | 156,337,000 |
| Equity capital | 67,603,000 | 69,568,000 | 82,695,000 | 84,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,654,000 | 13,303,000 | 20,526,000 | 28,031,000 |
| Interest expense | 747,000 | 1,370,000 | 1,958,000 | 2,519,000 |
| Net interest income | 5,907,000 | 11,933,000 | 18,568,000 | 25,512,000 |
| Noninterest income | 1,311,000 | 2,639,000 | 4,212,000 | 5,678,000 |
| Noninterest expense | 4,218,000 | 8,643,000 | 13,245,000 | 18,150,000 |
| Provision for loan losses | 300,000 | 300,000 | 500,000 | 948,000 |
| Pretax income | 2,700,000 | 5,639,000 | 9,045,000 | 12,107,000 |
| Income tax | 630,000 | 1,320,000 | 2,220,000 | 3,099,000 |
| Net income | 2,070,000 | 4,319,000 | 6,825,000 | 9,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,410,000 | 67,464,000 | 80,477,000 | 82,666,000 |
| Total capital | 71,899,000 | 72,883,000 | 86,005,000 | 88,611,000 |
| Risk-weighted assets | 488,879,000 | 508,754,000 | 504,855,000 | 583,253,000 |