Call reports 2020
GENERATIONS BANK — 2020
What GENERATIONS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 535,772,000 | 602,380,000 | 613,812,000 | 699,329,000 |
| Total loans | 405,009,000 | 454,463,000 | 468,696,000 | 460,304,000 |
| Allowance for loan losses | 4,267,000 | 4,346,000 | 4,772,000 | 5,160,000 |
| Securities available for sale | 65,210,000 | 67,212,000 | 87,158,000 | 99,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,838,000 | 446,244,000 | 446,061,000 | 544,876,000 |
| Interest-bearing deposits | 347,253,000 | 356,114,000 | 357,239,000 | 368,374,000 |
| Noninterest-bearing deposits | 67,585,000 | 90,130,000 | 88,822,000 | 176,502,000 |
| Equity capital | 50,349,000 | 54,090,000 | 66,244,000 | 67,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,158,000 | 12,365,000 | 18,932,000 | 25,458,000 |
| Interest expense | 1,429,000 | 2,653,000 | 3,743,000 | 4,676,000 |
| Net interest income | 4,729,000 | 9,712,000 | 15,189,000 | 20,782,000 |
| Noninterest income | 978,000 | 2,975,000 | 4,931,000 | 6,976,000 |
| Noninterest expense | 3,844,000 | 8,705,000 | 13,300,000 | 17,992,000 |
| Provision for loan losses | 150,000 | 450,000 | 950,000 | 1,550,000 |
| Pretax income | 1,713,000 | 3,535,000 | 5,877,000 | 8,237,000 |
| Income tax | 363,000 | 754,000 | 1,291,000 | 1,811,000 |
| Net income | 1,350,000 | 2,781,000 | 4,586,000 | 6,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,387,000 | 51,974,000 | 63,987,000 | 64,583,000 |
| Total capital | 55,654,000 | 56,320,000 | 68,759,000 | 69,743,000 |
| Risk-weighted assets | 440,268,000 | 471,487,000 | 512,218,000 | 542,480,000 |