Call reports 2019
GENERATIONS BANK — 2019
What GENERATIONS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 542,653,000 | 534,954,000 | 524,912,000 | 527,434,000 |
| Total loans | 419,812,000 | 419,199,000 | 410,733,000 | 412,814,000 |
| Allowance for loan losses | 4,078,000 | 4,178,000 | 4,284,000 | 4,312,000 |
| Securities available for sale | 61,698,000 | 63,925,000 | 63,204,000 | 65,040,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,057,000 | 432,754,000 | 420,822,000 | 417,031,000 |
| Interest-bearing deposits | 387,737,000 | 382,722,000 | 360,231,000 | 359,455,000 |
| Noninterest-bearing deposits | 54,320,000 | 50,032,000 | 60,591,000 | 57,576,000 |
| Equity capital | 48,376,000 | 49,669,000 | 51,544,000 | 51,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,162,000 | 12,664,000 | 19,167,000 | 25,533,000 |
| Interest expense | 1,633,000 | 3,314,000 | 4,959,000 | 6,496,000 |
| Net interest income | 4,529,000 | 9,350,000 | 14,208,000 | 19,037,000 |
| Noninterest income | 893,000 | 1,692,000 | 2,704,000 | 3,628,000 |
| Noninterest expense | 3,796,000 | 7,499,000 | 11,226,000 | 14,964,000 |
| Provision for loan losses | 150,000 | 300,000 | 350,000 | 450,000 |
| Pretax income | 1,478,000 | 3,258,000 | 5,352,000 | 7,270,000 |
| Income tax | 327,000 | 733,000 | 1,216,000 | 1,645,000 |
| Net income | 1,151,000 | 2,525,000 | 4,136,000 | 5,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,154,000 | 48,809,000 | 50,396,000 | 50,032,000 |
| Total capital | 52,232,000 | 52,987,000 | 54,680,000 | 54,344,000 |
| Risk-weighted assets | 422,142,000 | 419,370,000 | 410,562,000 | 418,060,000 |