Call reports 2018
GENERATIONS BANK — 2018
What GENERATIONS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 477,324,000 | 490,747,000 | 496,211,000 | 521,255,000 |
| Total loans | 370,803,000 | 381,818,000 | 388,310,000 | 414,076,000 |
| Allowance for loan losses | 4,042,000 | 3,856,000 | 3,817,000 | 3,958,000 |
| Securities available for sale | 61,490,000 | 62,769,000 | 62,252,000 | 61,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,524,000 | 393,953,000 | 401,241,000 | 419,512,000 |
| Interest-bearing deposits | 340,096,000 | 341,963,000 | 349,047,000 | 371,629,000 |
| Noninterest-bearing deposits | 53,428,000 | 51,990,000 | 52,194,000 | 47,883,000 |
| Equity capital | 42,386,000 | 45,174,000 | 46,154,000 | 47,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,225,000 | 10,719,000 | 16,387,000 | 22,442,000 |
| Interest expense | 1,026,000 | 2,225,000 | 3,525,000 | 4,939,000 |
| Net interest income | 4,199,000 | 8,494,000 | 12,862,000 | 17,503,000 |
| Noninterest income | 763,000 | 1,634,000 | 2,465,000 | 3,282,000 |
| Noninterest expense | 3,333,000 | 7,114,000 | 10,637,000 | 14,250,000 |
| Provision for loan losses | 225,000 | 375,000 | 375,000 | 525,000 |
| Pretax income | 1,404,000 | 2,639,000 | 4,326,000 | 6,021,000 |
| Income tax | 322,000 | 580,000 | 960,000 | 1,346,000 |
| Net income | 1,082,000 | 2,059,000 | 3,366,000 | 4,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,648,000 | 45,562,000 | 46,880,000 | 47,549,000 |
| Total capital | 46,690,000 | 49,418,000 | 50,697,000 | 51,507,000 |
| Risk-weighted assets | 391,466,000 | 393,539,000 | 392,480,000 | 416,194,000 |
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