Call reports 2017
GENERATIONS BANK — 2017
What GENERATIONS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 420,436,000 | 427,789,000 | 461,975,000 | 465,161,000 |
| Total loans | 302,607,000 | 312,829,000 | 337,249,000 | 366,443,000 |
| Allowance for loan losses | 3,779,000 | 3,636,000 | 3,599,000 | 3,772,000 |
| Securities available for sale | 77,296,000 | 79,999,000 | 75,495,000 | 67,032,000 |
| Securities held to maturity | 7,000 | 5,000 | 4,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,988,000 | 360,825,000 | 385,337,000 | 383,959,000 |
| Interest-bearing deposits | 305,399,000 | 312,818,000 | 336,178,000 | 331,164,000 |
| Noninterest-bearing deposits | 48,589,000 | 48,007,000 | 49,159,000 | 52,795,000 |
| Equity capital | 38,462,000 | 39,258,000 | 42,740,000 | 41,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,283,000 | 8,752,000 | 13,523,000 | 18,558,000 |
| Interest expense | 633,000 | 1,331,000 | 2,144,000 | 3,069,000 |
| Net interest income | 3,650,000 | 7,421,000 | 11,379,000 | 15,489,000 |
| Noninterest income | 764,000 | 1,678,000 | 2,655,000 | 3,505,000 |
| Noninterest expense | 3,136,000 | 6,365,000 | 9,714,000 | 13,177,000 |
| Provision for loan losses | 150,000 | 350,000 | 500,000 | 717,000 |
| Pretax income | 1,142,000 | 2,370,000 | 3,806,000 | 5,113,000 |
| Income tax | 344,000 | 708,000 | 1,147,000 | 2,208,000 |
| Net income | 798,000 | 1,662,000 | 2,659,000 | 2,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,003,000 | 38,327,000 | 41,852,000 | 41,502,000 |
| Total capital | 41,782,000 | 41,963,000 | 45,451,000 | 45,274,000 |
| Risk-weighted assets | 316,302,000 | 334,020,000 | 369,458,000 | 386,900,000 |