Call reports 2015
GENERATIONS BANK — 2015
What GENERATIONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 350,857,000 | 360,005,000 | 366,613,000 | 384,584,000 |
| Total loans | 262,721,000 | 274,357,000 | 284,755,000 | 278,262,000 |
| Allowance for loan losses | 3,460,000 | 3,566,000 | 3,648,000 | 3,625,000 |
| Securities available for sale | 47,165,000 | 58,399,000 | 58,411,000 | 57,550,000 |
| Securities held to maturity | 63,000 | 52,000 | 42,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,192,000 | 311,047,000 | 314,441,000 | 332,530,000 |
| Interest-bearing deposits | 260,770,000 | 209,520,000 | 213,439,000 | 225,218,000 |
| Noninterest-bearing deposits | 41,422,000 | 101,527,000 | 101,002,000 | 107,312,000 |
| Equity capital | 33,748,000 | 33,721,000 | 34,777,000 | 34,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,846,000 | 7,828,000 | 12,045,000 | 16,217,000 |
| Interest expense | 458,000 | 946,000 | 1,469,000 | 2,026,000 |
| Net interest income | 3,388,000 | 6,882,000 | 10,576,000 | 14,191,000 |
| Noninterest income | 813,000 | 1,766,000 | 2,808,000 | 3,480,000 |
| Noninterest expense | 2,931,000 | 5,941,000 | 9,176,000 | 12,320,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 450,000 |
| Pretax income | 1,167,000 | 2,454,000 | 3,991,000 | 5,059,000 |
| Income tax | 365,000 | 773,000 | 1,278,000 | 1,600,000 |
| Net income | 802,000 | 1,681,000 | 2,713,000 | 3,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,769,000 | 32,776,000 | 33,773,000 | 33,534,000 |
| Total capital | 36,010,000 | 36,129,000 | 37,340,000 | 37,159,000 |
| Risk-weighted assets | 259,134,000 | 268,039,000 | 285,282,000 | 290,690,000 |
Machine access — free, no API key
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