Call reports 2008
GENERATIONS BANK — 2008
What GENERATIONS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 154,577,000 | 159,603,000 | 162,946,000 | 171,117,000 |
| Total loans | 89,434,000 | 94,079,000 | 104,022,000 | 108,651,000 |
| Allowance for loan losses | 1,284,000 | 1,290,000 | 1,291,000 | 1,401,000 |
| Securities available for sale | 36,770,000 | 40,790,000 | 45,388,000 | 38,820,000 |
| Securities held to maturity | 3,015,000 | 1,984,000 | 1,948,000 | 919,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,577,000 | 142,783,000 | 137,899,000 | 142,008,000 |
| Interest-bearing deposits | 116,299,000 | 123,204,000 | 119,489,000 | 123,639,000 |
| Noninterest-bearing deposits | 17,278,000 | 19,579,000 | 18,410,000 | 18,369,000 |
| Equity capital | 18,313,000 | 14,790,000 | 15,237,000 | 16,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,431,000 | 4,733,000 | 7,110,000 | 9,469,000 |
| Interest expense | 911,000 | 1,714,000 | 2,479,000 | 3,233,000 |
| Net interest income | 1,520,000 | 3,019,000 | 4,631,000 | 6,236,000 |
| Noninterest income | 419,000 | 874,000 | 1,316,000 | 1,775,000 |
| Noninterest expense | 1,083,000 | 2,155,000 | 3,325,000 | 4,534,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 235,000 |
| Pretax income | 843,000 | 1,713,000 | 2,582,000 | 3,247,000 |
| Income tax | 301,000 | 611,000 | 908,000 | 1,067,000 |
| Net income | 542,000 | 1,102,000 | 1,674,000 | 2,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,343,000 | 14,364,000 | 14,917,000 | 15,422,000 |
| Total capital | 18,555,000 | 15,650,000 | 16,208,000 | 16,823,000 |
| Risk-weighted assets | 96,873,000 | 102,842,000 | 112,496,000 | 117,280,000 |
Machine access — free, no API key
Every figure shown here about GENERATIONS BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.