Call reports 2007
GENERATIONS BANK — 2007
What GENERATIONS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 148,772,000 | 145,422,000 | 145,930,000 | 151,574,000 |
| Total loans | 84,388,000 | 83,701,000 | 84,208,000 | 89,431,000 |
| Allowance for loan losses | 1,386,000 | 1,342,000 | 1,226,000 | 1,267,000 |
| Securities available for sale | 44,541,000 | 45,418,000 | 42,780,000 | 40,080,000 |
| Securities held to maturity | 3,197,000 | 3,125,000 | 3,086,000 | 3,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,437,000 | 125,302,000 | 125,207,000 | 130,551,000 |
| Interest-bearing deposits | 111,230,000 | 109,686,000 | 108,766,000 | 112,920,000 |
| Noninterest-bearing deposits | 17,207,000 | 15,616,000 | 16,441,000 | 17,631,000 |
| Equity capital | 17,304,000 | 17,362,000 | 18,051,000 | 18,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,318,000 | 4,715,000 | 7,153,000 | 9,641,000 |
| Interest expense | 1,003,000 | 2,008,000 | 2,994,000 | 3,985,000 |
| Net interest income | 1,315,000 | 2,707,000 | 4,159,000 | 5,656,000 |
| Noninterest income | 413,000 | 848,000 | 1,249,000 | 1,657,000 |
| Noninterest expense | 1,013,000 | 2,071,000 | 3,155,000 | 4,254,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 700,000 | 1,454,000 | 2,208,000 | 3,001,000 |
| Income tax | 247,000 | 515,000 | 783,000 | 1,065,000 |
| Net income | 453,000 | 939,000 | 1,425,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,978,000 | 17,164,000 | 17,650,000 | 17,851,000 |
| Total capital | 18,126,000 | 18,298,000 | 18,790,000 | 19,055,000 |
| Risk-weighted assets | 91,640,000 | 90,535,000 | 91,102,000 | 96,228,000 |
Machine access — free, no API key
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